4131 N Central Expy Ste 900 Dallas, Tx 75204

4131 N Central Expy Ste 900 Dallas, Tx 75204

Your Journey Starts Here!


Chosen1 Financial

Your Journey Starts Here!


your legacy solutions







Credit score

points Raised


Happy customers

What is Credit Repair?

Our Specialization

Credit repair is the process of fixing your credit report when inaccurate information or mistakes are present. These errors are much more common than you might think: A study from the Federal Trade Commission in 2013 found 1 in 4 consumers identified errors on their credit report that could negatively impact their credit rating.

Simply put, you could have a lower credit rating than what you actually deserve—and likely through no fault of your own! This erroneous information can keep you from getting the loans and rates that you deserve. They can keep you stuck in your old car or old home, or limit your access to different types of credit.

The mistakes themselves can be as tricky to spot as they are numerous. However, with proper legal work—or the help of a credit repair agency—the credit repair process can help identify various types of inaccuracies and demand they be REMOVED.

New Home

New Car

Low Interest Rates

Loan Approvals

Credit Card Approvals

More Savings

We are here to help your business Call to discuss your Solution

(800) 961-0775

Who Are We?

Our Team

I’m William Wallace, founder of Chosen1 Financial. Originally from Chicago, I relocated to Dallas, Tx in 2018. It was during that transition I realized just how important credit was and what GOOD credit card is for you in terms of getting ahead in life. With a score in the low 5’s and plenty of debt, I decided to take control of my situation and make a change. I started reading books, articles, and learning more about building/establishing credit. Today I sit mid 700’s and know how to play the game to leverage credit the way it should be done. After achieving this myself, I couldn’t help but be of assistance to those around me and help them achieve the same. Being a Personal Trainer, I understood early on, that there’s no better feeling than putting other people in position to be successful and change their lives for the better. It was at that point, that I knew I’d found my true purpose and began devoting my time to helping others achieve the same success.

How Can We Help You?

We assist business owners with establishing credible business entities so they can obtain capital to support their exponential growth. Setting up the correct business entity will protect business owners’ personal assets, save on taxes, and provide structure to business operations.

We Help By Removing


This occurs when you fall behind on your vehicle’s monthly payment. It can stay on your report for up to seven years making your financial life very difficult for years. Repo’s are also listed in the public record section of your report.


These happen whenever an account is seriously past due. The creditor decides to sell it to a collection agency and it drastically affects your score. Do not pay any collections as this will actually decrease your score.

Late Payments

Making your payments late is very unhealthy for your credit score, especially since payment history makes up 35% of your score. So one late payment can make a huge negative impact.

Hard Inquiries

Each hard inquiry causes your credit score to decrease. It's important to not run your credit so much since it can be interpreted as an attempt to substantially expand available credit, and create higher risks for lenders.

Charge Offs

When a creditor believes that a debt is unlikely to be collected they will write it off as a loss. This does not mean you are off the hook. You are still responsible for paying the debt back, and it also lowers your score drastically.

Student Loans And More!

Student debt includes any loans Federal or Private you take out to pay for your college education, which you repay with interest at a later date.

Download Your Free Credit Repair Letter!

Why Choose Us ?

What Makes Us Different

Integrity. Honest. Transparent.

While we work together I will work with you to give you the knowledge and understanding you need to flourish inside your business. We like to see our clients in their dream homes within 6 months to 1 year!.



We are proud to be trusted by so many to assist with their Financial Journey. We are transparent, up front and we keep your best interest at the forefront of all we do.



During the budgeting module, you will have bi-weekly calls to ensure you are on the correct path. Once you have mastered budgeting there will be a monthly 30 min check-in for questions and updates.



Our Dispute team consists of our Credit Attorney, Paralegals and Credit Repair Specialists. We work tirelessly to make sure we find all inaccuracies on your report.



We know many have been promised credit repair and have been let down. We want to change the game and lower the prices. We charge a small monthly fee. No games, no surprises.

Start Your Journey To Financial Freedom

What Our Client Say


Don't take our word for it! See what our customers have to say!

Great customer service and results !

--Kimberly Basnight Hutcherson

I love working with Chosen1 Financial because I feel like I am the only client when I have questions or concerns. I feel important and someone genuinely care about my credit. If you want that personal service, invest in Chosen1 Financial.

--Brenda M

Very professional and excellent customer service. Always there to answer any questions I may have! I highly recommend this company!

--Ash Champagne

Best service ever! Excellent customer support and very professional 5 Star service at affordable cost !!!!

--Dustin Jasper

Timely, patient, and professional. I started seeing results in the first 30 days.

--Krystian King

Highly knowledgeable and informative consultant. Made everything clear and concise. My score is going up as we speak.

--Adam B. White

Awesome company very professional and great customer service. They helped raise my score over 100 points.

--Dominick Randle

Do you know your Experian, TransUnion and Equifax Scores?

Use Our $1 Special Link To Check All 3 Scores Now!

Frequently Asked Questions

We started this company to help people. Instead of sending GENERIC dispute letters, we DISSECT your entire credit report as a team for HOURS after we receive it. Then we pinpoint every single inaccuracy with in your report for every single collection or negative item on it. The Law states everything in the report must be 100% accurate or it must be removed. We use Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA) to fight the inaccurate items on your report. Simply put, we care about making your life better. Would love to help you NEXT!

Results will start appearing within 30 to 90 days.


• NO accounts/identifiers are removed within first 120 DAYS from ANY of the 3 bureaus

• You have not worked with another repair company or disputed anything yourself 120 days prior to enrolling with Chosen1 Financial.

Once you complete the sign-up process, you will get a phone call from me or my team members. Then we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.

We offer 3 different plans: Individual Plan, Couples Plan And Military/First Responder Plan. You are not charged a fee until work is performed.


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4131 N Central Expy Ste 900 Dallas, Tx 75204

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